What is the new RBI mandate for auto debit transactions in India

 With the Reserve Bank of India's (RBI) extended deadline coming to an end, there will be no automatic recurring payment for various services including recharge and utility bill as the additional factor of authentication (AFA) will become mandatory from Friday.

On December 4, RBI had directed all banks including RRBs, NBFCs, and payment gateways that the processing of recurring transactions (domestic or cross-border) using cards or Prepaid Payment Instruments (PPIs) or Unified Payments Interface (UPI) under arrangements/practices not compliant with AFA would not be continued beyond March 31, 2021.

As part of risk mitigation measures, RBI announced this step to bolster safety and security of card transactions.

However, non-readiness of some of the players forced the RBI to extend the deadline on recurring payment such as utility bills, recharge of phone, DTH and OTT, among others, till September 30.

Under the new norms, banks will be required to inform customers in advance about recurring payment due and transaction would be carried following nod from the customer. So the transaction would not be automatic but would be done after authentication from the customer.

For recurring payments above Rs 5,000, banks are required to send a one-time password to customers as per the new guidelines.

Most of the banks including State Bank of India (SBI) have informed their customers about the new rules.

HDFC Bank in a bulk message to customers said as per RBI guidelines on e-Mandate on cards, the bank will decline non-compliant recurring transaction at merchant web or app on your Credit/Debit Card from October 1, 2021.

"Alternate Solution - Retry regular payment on Merchant Web/App authenticated via OTP or Pay via AutoPay in BillPay on our NetBanking for your Electricity /Water/Gas/ Landline/Postpaid mobile/Broadband/Insurance billers," it said.

In August 2019, the Reserve Bank of India (RBI) had issued a framework for processing of e-mandates on recurring online transactions.

Initially applicable to cards and wallets, the framework was extended in January 2020 to cover Unified Payments Interface (UPI) transactions as well.

RBI had said the requirement of AFA has made digital payments in India safe and secure and the primary objective of the framework was to protect customers from fraudulent transactions and enhance customer convenience.

In the interest of customer convenience and safety in use of recurring online payments, the framework mandated use of AFA during registration and first transaction (with relaxation for subsequent transactions up to a limit of Rs 2,000, since enhanced to Rs 5,000), as well as pre-transaction notification, facility to withdraw the mandate, etc.

Courtesy: Business Standard website

why friends is not overrated. -By Neha

 I know, many people think that friends is overrated, and it's their opinion obviously they can't change that, but in my opinion, I don't think it is, I mean people who've seen it if they're saying that it's overrated, I get it. but when people who haven't even seen it go around telling that it's overrated. 

you haven't even seen it so. I mean I get it, I've seen the first episode of friends a million times 3-4 years ago, but ended up turning it off because it was boring, but then after I watched it a year ago, I wasn't even obsessed with it, I mean I did like it, but I didn't realize I loved it until I watched the last episode and ended up crying a LOT. at first I thought I also thought it was overrated when I watched the first episode but as I was watching it, I LOVED it. now I know there are some overly silly jokes in it, but it still makes you laugh. and the reason why I don't think it's overrated is that, when so many people were in really dark places, it helped them, and I feel like friends was the reason why people woke up in the morning, okay that might be deep, but I've felt it myself so. and it gives you a reason to smile every day. and of course there are some people who think that it's overrated and that's ok. it's their opinion and it doesn't really matter so. 

anyway, that's it for this blog, comment down below what you guys think about friends, and I'll see you guys in the next one, ciao! 

facts about friends part 3! -By Neha

if you guys have read the last two blogs that I've written, well if you haven't, it's all about friends. since it's my favorite show and the most popular sitcom ever, 

https://krmadhukar.blogspot.com/2021/09/facts-about-friends-by-neha.html

https://krmadhukar.blogspot.com/2021/09/facts-about-friends-part-2-by-neha.html

and I've done this 3 times and I just love writing about friends, and if you guys follow me on Instagram you also know this.  https://www.instagram.com/itsnehamadhukar 

and now I'm going to be writing another one about some more facts about friends! I've read a friend's trivia book that listed 394 facts about friends. and I remember most of them. so that's how I know...... well that and I also research about tv shows and movies I love a lot. and just to give you guys a warning, this blog does have spoilers, so if you guys haven't seen friends, you might wanna skip on this one, but if you don't care, go ahead and enjoy. but then again who hasn't seen friends.  I don't know I kept spoiling it for myself. I was researching about friends and I would see these little clips and edits and I clicked on them. 

1. do you guys remember in the "one where Monica and Chandler get married" joey's late and they can't find an officiant, and Rachel runs to this other wedding (which was happening in the same venue) to get the officiant and she found out that the wedding was greek orthodox and the bride and groom's names were "Anastassakis and Papasafakis." Anastassakis is Jennifer Aniston's original family name. Her paternal grandfather changed it to Aniston when they moved from Greece to the United States when her father was two years old. I did not know Jen was originally from Greece. 

2. if you guys watched the reunion, you guys know that the cast always had a huddle before filming each episode, this just makes me so happy and truly warms my heart, and we also got to see them huddling again. and even though I wasn't born when friends started or stopped airing it just feels so nostalgic and I just got very emotional in the reunion, like many other fans.  and this just brings tears to my eyes, every time I see this picture. it just makes me that happy. and to people who think friends is overrated, read this https://krmadhukar.blogspot.com/2021/09/why-friends-is-not-overrated-by-neha.html

3. I don't know if you guys have noticed this but in the episode "the one with after vegas" everyone's last name in the opening credits has"Arquette" in it, and this was because Courtney Cox and David Arquette had actually gotten married, and this is also written at the end of the last episode of the 5th season. and the reason they did this is just that it was a joke! but the couple ended up splitting in 2013. 

after I saw that it said for Courtney and "David" for some reason I thought it was David Schwimmer, who was playing ross. monica's brother in friends. and I thought about how weird it must be for two actors who were married, to act like siblings, and of course, I looked it up, and then I found out that she wasn't married to David Schwimmer, she was married to David Arquette.  

4. Matthew perry had a drug and gambling addiction, and he had to go to rehab. In an interview with Oprah I believe, he said that he didn't remember filming season 3 to season 6. and I feel like this is an example of, just because you're popular doesn't mean your life feels automatically wonderful. I mean this is Matthew perry from friends, and the fact this was happening to him while filming friends, I can't even imagine what he's been through. and I feel like we should really appreciate the fact that all the six people have had some kind of inconveniences in life, (of course they have, they're people too) they never failed to make us smile, and that credit also goes to the writers of friends. and to all the people who say friends is overrated, read this: 

5. Jennifer Aniston almost didn't return for the last season, and she is the most popular friends actor of course, mostly because of friends but also because of many other films she was in including "bruce almighty" and "the good girl" and she also almost starred in titanic! but kate Winslet read the script and she cried "buckets of tears" and she would do anything to get the role. but apparently, James Cameron decided to go with kate. and I kinda hate him for that. I really think Jennifer could have done a better job at playing rose, I LOVE Kate and she's an amazing actress but at that time I think Jen was a bit better. but brad Pitt and the entire friends cast convinced her to come back for one last season, for the last time. (yes I'm crying right now-

6. bruce Willis appeared on friends because he lost a bet to Matthew. he got into a debate with Willis while the two were making The Whole Nine Yards. he believed that the film would be number one in the box office on its opening weekend, but Willis disagreed. In February 2000, the film was number one. Willis was set to appear on Friends as the dad of Ross’s girlfriend and Rachel’s love interest. As a result of the bet, he had to donate his earnings for the guest stint to charity.

7. in the friends reunion Jennifer Aniston revealed that she watches the show as much as a friends fan. and that made me very happy, there are a lot of celebrities who don't watch their own tv shows and movies but Jennifer Aniston is not one of them! and of course she does, its friends. who wouldn't wanna watch friends?

8. it was revealed in the reunion that when matt Leblanc broke his arm, it was actually written in the show, you know because he was jumping on the bed and he fell down, that's whats written into the show, but the real reason he broke his arm was when they were shooting 
"the one where no one's ready" do you guys remember when chandler and joey were fighting over the chair, matt jumped on the chair, where he was sitting and he hit his arm, and his shoulder was dislocated. and thats why he wore a cast in "the one with the jam" 

9. James Tyler Michael was actually working as a barista in real life when he was cast as Gunther. and he didn't have a line until 33 episodes later when he said "yeah". and his hair was actually bleached by accident, he had a friend who owned a hair styling store and he wanted to test out hair color on him. and afterward he had to bleach his hair for 10 years, and also Gunther didn't even have a name until the middle of the second season. 

10.  so I was watching the Netflix documentary called "turning point 9/11" which explains what happens on 9th September 2001, where four terrorist airplanes crashed into the world trade center in new york, its been 20 years now.

 so many people died. and four planes crashed into both of the towers, (the twin towers) and of course friends was being shot in new york and friends was also being shot during 2001, and "the one with the Halloween party" is the first episode they shot right after these events. and while i was watching the documentary, I saw so many people who suffered, but then i realised friends was being shot in new york, and all the six people survived and hopefully all the cast survived. but I can't even imagine what happened to everyone who died. 

anyway, that's it for this one, comment down below and let me know what you guys think! and also comment down below if you guys want a part 4! I know I love writing this, and you guys seem to like it too, and I'll see you guys in my next one, ciao! 

the new ios 15 features! -By Neha

 Apple also said that ios 15 will be available on 20th September. and I'm going to be telling you guys some new features of ios 15.

and one of them is that now you can screen share on facetime. I never expected this I don't know why but I did think about how amazing it would be if we could screen share on facetime. and literally the next week... this happens. and you can keep ongoing conversations while watching. and apparently, the volume will automatically lower down while you're talking with the other person. how cool is that! and it's called share play. it's basically the exact same thing as screenshare except this is boujee. and you can also listen together on apple music, that's also in share play. and the next one is spatial audio individual voices sound like they’re coming from the direction in which each person is positioned on your screen, helping conversations flow more naturally and there's also grid view, almost exactly like zoom. and three's also the portrait mode. which is kind of like zoom's blur mode. that's what facetime is now. zoom. Voice Isolation minimizes background noise and puts your voice front and center. When the music or sounds around you are as important as what you have to say, Wide Spectrum leaves the ambient sound unfiltered. and you can also schedule and share "unique" facetime links. again zoom. and I really like this feature which is where you can have facetime calls with people who use android or windows, and it will still be end to end encrypted. this feature is really cool. I can't wait for facetime to be zoom! 

and the next one is imessage and memoji

Now the links, images, and other content shared with you in Messages are featured in a new Shared with You section in the corresponding app. You can even reply right from the app you’re enjoying it in — without going back to Messages. so it's basically you click the link that doesn't take you to photos(for example) it's still going to be in messages. and there's also share with you in apps. Shared with You is built into Photos, Safari, Apple Music, Apple Podcasts, and the Apple TV app. and now there are new memojis too. and multiple photos in Messages now appear as a collage or an elegant stack of images that you can swipe through. Tap to view them all as a grid or add a quick Tapback. And save them to your library with just a few taps. Focus helps you stay in the moment when you need to concentrate or step away. Choose from a list of Focus options or create your own to allow only the notifications you want — you can get work done while you’re in the zone or enjoy a distraction‑free dinner. and you can also Stepping away is easier if others know you’re busy. So when you’re using Focus, your status will be automatically displayed in Messages and other communication apps you allow. And for truly urgent messages, there’s still a way for people to notify you.

something like the picture. 

and there are new redesigned notifications where you can see the logo of the app.

and there's also a notification summary where you can quickly catch up with a helpful collection of your notifications delivered daily, based on a schedule you set. The summary is intelligently ordered by priority, with the most relevant notifications at the top.

and there are also some new features in maps as well, which unfortunately doesn't work in India, 

Explore cities with unprecedented detail for roads, neighborhoods, trees, buildings, and more. Visit amazing 3D landmarks like the Golden Gate Bridge in both the day and dark mode maps. Maps now offers drivers incredible road details and a new dedicated driving map that helps you see current incidents and traffic conditions at a glance.

and there are also updates in safari. The bottom tab bar puts controls right at your fingertips. Swipe left or right on the address bar to move between tabs. Or swipe up to see all your open tabs. this is cool but I don't see the purpose of doing this, if you guys know, let me know in the comments. 

and now you can also group tabs!  Save and organize your tabs in the way that works best for you and switch between them easily. Tab Groups sync across devices so you have access to your tabs from anywhere.                                                                                                               Now you can install Safari extensions on your iPhone. And just like on Mac, you can choose when the extensions will be active.

and the next feature is so useful, and it's called live text. Live Text intelligently unlocks rich and useful information in images, so you can make a call, send an email or look up directions with just a tap on the highlighted text in a photo. but I'm still not exactly sure how it works, guess we'll have to see in 3 days! 3 FREAKIN DAYS! 

Live Text also works in the Camera app, so you can point your iPhone camera at text on the go and quickly take action on useful information.

and there's also live text translation. Live Text understands seven different languages: English, Chinese, French, Italian, German, Portuguese, and Spanish. And with system-wide translation, you can simply tap and translate.

 

Spotlight shows you more information at a glance with new rich search results for artists, entertainers, TV shows, and movies, as well as your contacts. And you can now search your photos in Spotlight, and even search based on text in your photos by using Live Text.

I was also thinking about this, LITERALLY, YESTERDAY, because photos automatically add sad music over a happy memory, I mean you can change it but now it'll automatically do that. and now... Memories introduces a new interactive, immersive interface, along with new Memory mixes that let you personalize the look and feel of your story with a song and vibe to match. 

and there's also a health app update. Updates to the Health app give you new ways to share data with your loved ones, a metric to assess your risk of falling, and trend analysis to help you understand changes in your health.

and now you can also hide your email

Instantly generate unique, random email addresses that forward to your personal inbox — so you don’t have to share your real email address when filling out a form on the web or signing up for a newsletter. Hide My Email is built into Mail,4 Safari, and iCloud Settings.

and there's so much more! 

and that's it for this week's blog, I hope you guys enjoyed it! comment down below and let me know what you guys think. I still can't believe ios 15 is going to be here in 3 days! anyway i'll see you guys in the next one ciao! 

iphone 13, apple watch series 7 and so much more!

so the Apple event is over and guess what, The rumors are true! well, the iPhone 13 rumors at least. but we'll get into that in a minute. and I felt like all the announcements were minor and there are some really impressive shots of the announcements and it's just way too impressive for these minor announcements but I feel like they did that to make up for the minor announcements if that makes sense. but the first thing that they announced was the iPad, 

no, we didn't get a pro iPad but we did get an iPad mini 

oh my god I really want it, it's so mighty and small. and it has the new A15 Bionic chip, a new all-screen design, support for apple pencil, and now in four gorgeous colors  

An all-new enclosure features a new edge-to-edge screen, along with narrow borders and elegantly rounded corners.

The 21.08 centimeter (8.3-inch) Liquid Retina display features True Tone, P3 wide color, and ultra-low reflectivity, making text sharp and colors vivid, wherever you are. 

and in addition to all of this, THERES A TOUCH ID ON THE FREAKIN TOP BUTTON, 

The Wide camera on the back of the iPad mini features a 12MP sensor with Focus Pixels and a large aperture to capture sharp, vivid photos. And the new ISP in the A15 Bionic chip enables Smart HDR 3, for capturing even higher-quality images. The back camera also has a True Tone flash, so you can take great photos in any light, or scan documents and then mark them up. And iPad mini can now record in 4K, making it your mobile movie studio. all of this, in the palm of your hand, 

and there's another iPad, they upgraded the most popular iPad

Apple today introduced the new iPad (9th generation), featuring the powerful A13 Bionic chip that packs even more performance and capability into the most popular iPad, all while retaining its all-day battery life.1 Starting at just $329, the new iPad features a 10.2-inch Retina display with True Tone, a 12MP Ultra Wide front camera with Center Stage, support for Apple Pencil (1st generation), and Smart Keyboard, the intuitive iPadOS 15, and twice the storage of the previous generation. The new iPad is available to order beginning today on apple.com, and in stores beginning Friday, September 24. but that's in America, in India all of these products will probably be in stores by end of October or the beginning of November. 

the next thing that they announced is the apple watch series 7. 

the apple watch series 7 also has pretty minor adjustments, 

the screen is 40 percent bigger and there's also 

Always-On Retina display. A brighter view of you. You don’t need to raise your wrist or touch the screen to see the time or other information and complications on your watch face, because the display is always on. And now, it’s 70% brighter indoors when your wrist is down.

and there's also a subtle curve at the edges. apple watch series 7 is the most durable watch ever built. 

its dust, crack, and water-resistant. 

and the messages can fit into the screen 50 percent more. 

Series 7 keeps all the things you care about front and center with its larger screen. And with available cellular, you can stay connected to your family, friends, music, notifications, photos, and more — even when you don’t have your phone.

and now there's the iPhone 13 line up which most of the people were actually waiting for.

so the rumors are true, the iPhone 13 has cameras that are placed diagonally with each other. I actually didn't think that the rumors would be true because well people had crazier rumors for the iPhone 12 that there would be four cameras and obviously that was not true. the iPhone 12 looked almost exactly like the iPhone 11 except there are the square sides and the A 14 bionic chip and now in the iPhone 13 there's the A 15 bionic chip!

at least the 13 looks different than the iPhone 11 and 12. 

and the notch is thinner, and I think they'll remove the notch in the 15. I have no hope for the 14 as well. and there are 5 new colors in the iPhone 13 (and there's the ceramic shield of course)

there's a new blue finish and in my opinion.  I think this color is better than the iPhone 12 blue, the iPhone 12 was just really bold and bright, whereas this color is more soft and faded. I'm not saying that I don't like the color, I do. I just like this more. 

and there's also a pink color this time! I was actually expecting it to be really bad, but it's actually not bad, there's just a little tint of it, 

and then there's the new midnight finish, it's more like the black, actually, it is black. 

and then there's the starlight which looks like white, but I think there's a little bit of grey mixed in it.                                                                                                                                                 

this is probably my favorite iPhone color this year. the new product is red, thank god it's not like the red last year, not that it was bad, obviously, it wasn't I really liked it. but that color was not red, it was more of a coral and kind of orange. it basically looks like kind of any other red iPhone color but I can see a few changes, this year I feel like there's a little more red brick. 

and in the iPhone 13, there's a huge camera upgrade, and that's why the cameras are diagonal, that's actually very smart and it looks really good too.  

and there's a new dual-camera system. 

New Ultra Wide camera reveals more detail in the dark areas of your photos

New Wide camera captures 47% more light for better photos and videos

New sensor-shift optical image stabilization keeps shots steady even when you’re not

New sensor-shift optical image stabilization keeps shots steady even when you’re not

and there's the iPhone 13 mini. and it fits inside it too. 

and now there's the pro and pro max. 

A dramatically more powerful camera system. A display so responsive, every interaction feels new again. The world’s fastest smartphone chip. Exceptional durability. And a huge leap in battery life.

the 13 pro is 15.4 cm

and the 13 pro max is 17.0 cm 

there's also a new color in the pro called "sierra blue" this is kind of similar to the pacific blue in the 12 pro. 

and then there's the silver, gold, and graphite, 

With its redesigned lens and powerful autofocus system, the new Ultra-Wide camera can focus at just 2 centimeters — making even the smallest details seem epic. Transform a leaf into abstract art. Capture a caterpillar’s fuzz. Magnify a dewdrop. The beauty of tiny awaits.

Macro stills are just the beginning. You can also shoot macro videos — including slow motion and time-lapse. Prepare to be mesmerized. 

The new Telephoto camera features a 77 mm focal length and 3x optical zoom — great for classic portraiture or shooting clearer photos and videos from far away. For closer subjects, try Portrait mode, where you can dial in the bokeh and experiment with studio-quality lighting effects.

and there's also the cinematic mode. 

Now iPhone can shoot with a shallow depth of field and automatically add elegant focus transitions between subjects. The cinematic mode can also anticipate when a prominent new subject is about to enter the frame and bring them into focus when they do, for far more creative storytelling. You have the option to change focus or adjust the level of bokeh even after capture. We can’t wait to see what you do with it.

The only smartphone that lets you edit the depth effect after you shoot

Shoot with the Wide, Telephoto, or TrueDepth camera in Cinematic mode

Cinematic mode supports Dolby Vision HDR

and you can also edit. 

The first smartphone to provide an end-to-end pro workflow, allowing you to record and edit in ProRes or Dolby Vision

Harnessing the machine learning power of the Neural Engine, Smart HDR 4 now makes unique adjustments for multiple people in a scene. Our software and ISP automatically refine contrast, lighting, and skin tones for each person. So everyone always looks amazing

and they also added the new storage 516Gb and in the pro, it's also up to 1 TB 

so now it's. 64Gb, 128Gb, 256Gb, 516Gb and in the pro 1TB 

and there's also the 120hz in the 13pro and 13pro max. 

The new Super Retina XDR display with ProMotion can refresh from 10 to 120 times per second, and all kinds of frame rates in between. It intelligently ramps up when you need exceptional graphics performance, and ramps down to save power when you don’t. It even accelerates and decelerates naturally to match the speed of your finger as you scroll. You’ve never felt anything like it.

iOS 15 is optimized for ProMotion, so the things you do every day feel phenomenally fluid. and I cannot wait for the ios 15! 

there are so many new features, so I'm going to be writing another blog about it, so you guys can check that out if you're interested. (link:https://krmadhukar.blogspot.com/2021/09/the-new-ios-15-features-by-neha.html )

the iPhone 13 starts at 799$/829$

and the iPhone 13 mini starts at 699$/729$

iPhone 13 pro starts at 999$/1029$

iPhone 13 pro max 1099$/1129$ 

and in India:

the iPhone 13 starts at 79,900 rupees. 

the iPhone mini starts at 69,900

the iPhone pro starts at 1,19,900

the iPhone pro max starts at 1,29,000 

anyway, that's it for this blog, comment down below and let me know what you guys think about the iPhone 13. and I'll see you guys in the next one ciao! 

updates before the virtual apple event!

 iPhone 13 is coming!.... literally in 10 minutes, 

apple is going to be live on youtube for all the virtual events and of course iPhone 13 and ios 15 and so much more! 

ill be able to tell you guys more about this when the event is going on or when it's over. 

and of course the iPhone 13 rumors, now people think that iPhone 13 will have 2 cameras shaped diagonally 

something like the image above, let's see if the rumors are true. well in my opinion I think something will be new because it's been 2 years and they're still the same, there's the notch and the three cameras in the pro models and the 2 cameras in the normal ones. 

I can't believe it's September again, it feels like just yesterday I was watching the 12 ads, I mean I was actually watching the 12 ads, but I mean for the first time. 

and here's the link to the youtube video if you guys wanna watch it: 

https://youtu.be/EvGOlAkLSLw

facts about friends part 2! -By Neha

I'm back with the second part of friends facts, I love writing these and you guys seem to like them too. and yeah it does take a really long time to write but I love friends and talking about it all day seems like an amazing thing. this show is amazing, everything about it is, thank you guys for reading these blogs where I pour my heart out. 

1. David Schwimmer directed 10 episodes of friends (he's also a director, he's directed many other tv shows as well) these are:

the one on the last night (the one where Chandler and Monica move in together) S06E06 1999 

the one with Rachel's assistant (the one where Rachel has a crush on tag) S07E04 2000

the one with ross's library book (the one where ross writes a book and he guards the paleontology section) S07E07 2000

the one with all the candy (the one where all the neighbors love Monica's holiday candy) S07E09 2000

the one with the truth about London (the one where chandler finds out Monica actually wanted joey) S07E016 2000

the one with the red sweater (the one where everyone finds out the father of Rachel's baby) S08E02 2001

the one where joey dates Rachel (the one where Joey and Rachel try to date) S08E012 2001 

the one with the stripper (the one where chandler finds out Monica had a secret bachelorette party) S08E08 2001 

the one with Pheobe's birthday dinner (the one where pheobe is having dinner with her friends to celebrate her birthday but everyone is late due to a series of events) S09E05 2003 

2. courtney cox was the only one of the six friends who hasnt received an emmy award, i find this completely absurd. courtney has done such an amazing job playing monica. but she did find get a golden globe nomination for "cougar town which probably made her feel better. i mean i don't understand why, she CAN act, she's a great actor. she's done an amazing job in emotional scenes. she really did deserve more. but nevertheless, she has been nominated for an emmy in 2021 after the friends reunion, and the reunion itself has been nominated for 14 emmys. 

3. ross was 29 for 3 seasons, apparently ross says he's 29 is season three, four and five Well, that isn’t possible because we have seen 3 Christmas & Thanksgiving celebrations in these seasons, then how come Ross didn’t grow up? and there's another thing, ross doesnt have a single birthday date.  when ross was in a conversation with gunther he says that his birthday was somewhere in december, but when in a conversation with joey he says his birthday is on october 18th 

4. courtney's pregnancy was hidden in season 10 of friends, courtney gave birth in 2004 (when friends was still going on) but they couldnt write it into the show because monica couldnt have kids, she wore baggy clothes and coverd up. i read in a book that courtney was actuallty pregnant through season 10 but she didnt look pregnant in the show. but then i also saw pictures of her and jen sitting on the freinds couch. in which i could see the baby bump. (that and i watched a youtube video: https://youtu.be/XHQdfwcfCt4

and courtney and david were really trying to have a baby. and she has had 7 miscarriages, and i have got to say she is a storng and wonderful woman. she also had a miscarraige the day rachel gave birth to emma. and she was happy in the episode. but in reality she was very sad. but she pulled it together and did a wonderful job, i couldnt even tell she was sad, not even a little bit. and this is truly one of the things that proves courtney as an amazing actor. 

5. lisa kudrow didnt knwo how to play guitar and she hated playing it. so after a few lessons she gave up learning and then smelly cat was born, which is an amazing song by the way. lisa was good though and the way she plays her guitar is really good. but hearing that lisa didnt like playing guitar definetly surprised me, because i always thought lisa was the one who was like her character among everyone the most but turns out she's the least like her character! and lisa liked the character rachel played by jennifer aniston 

6. friends was filmed in front of a live audience (exept for cliffhangers) its like to see if the jokes and the material and storyline works. and do you guys remember the laughs in funny scenes, well some of them were real! not all of them are from live audience because well, honestly (before im about to say this remeber I LOVE FRIENDS) not all of friends jokes are funny, some of them are kind of funny and some arent and some are completely hilarious, and the other thing is that, in friends there's a joke every 2 minutes, and youre tired of laughing from a completely hilarious joke and when a kind of funny joke comes on, you just cant laugh 

7. many people, including lisa kudrow thought chandler was gay, Kudrow said that she was surprised to hear Perry’s interpretation of Chandler at the first table read because when she first read the script, she thought Chandler was supposed to be gay. and she wasnt the only one, many fans thought chandler was gay and i thought chandler was gay too! but in 1997 david crane told entertainment weekly that he wasnt gay. 

8. at the 10th season everyone in the friends cast were receiving 1 million dollars, and they were the first tv cast to negotiate as a group, during the first season each cast member were receiving 22,000 dollars  During the first season, each cast member was receiving around $22,000 per episode. But by the second season, each actor had a slightly different salary. In 1997, all six cast members refused to work until they all earned an equal salary of $100,000 per episode. This was big news. “Stars of hit shows often threaten to boycott their series in pursuit of higher salaries," The New York Times reported. 

9. Ursula was also a character on a tv show called "mad about you" when she was cast on friends, accoring to lisa it was the producers of friends who decided to adress this and say they're twin sisters. she went on to play ursula in eight episdoes of friends as well, and the one thing that i cant beleive is that, i can't beleive mad about you let lisa play ursula in friends too. i thought this was illegal. and i guess most of you might agree, urssula migtht be the worst character on friends. 

10. the apartment numbers changed during the series, monica's door had the number 5 on it but the producers realised that it didnt make any sense because monica and chandler live on the 3rd floor and it was later it was changed to 20, chandler's apartment was also chnged from 4 to 19, i notcied the number on monica's door before they changed it and thought it didnt make any sense. but then later i saw that it was changed to 20. 

anyway thats it for this blog! i hope you guys liked it, i loved writing it. and comment down below if you guys want a part 3. and also comment down below what you guys think about friends, and i'll see you guys in the next one ciao!